:root{--bg:#0c0b0a;--surface:#161412;--surface-elevated:#1e1b18;--border:rgba(245,242,235,0.2);--accent:#c9a227;--on-accent:#0c0b0a;--text:#f5f2eb;--text-muted:#9a948a;--success:#3d9b6e;--warning:#c4923a;--error:#c45c5c}*{box-sizing:border-box}body,html{margin:0;min-height:100%;background:var(--bg);color:var(--text);font-family:system-ui,-apple-system,sans-serif}a{color:var(--accent)}button,input{font:inherit}.btn-primary{background:var(--accent);color:var(--on-accent);border:none;border-radius:8px;font-weight:600}.btn-primary,.btn-secondary{padding:12px 20px;min-height:48px;cursor:pointer}.btn-secondary{background:transparent;color:var(--text);border:1px solid var(--border);border-radius:8px}.card{background:var(--surface-elevated);border:1px solid var(--border);border-radius:12px;padding:20px}.input{width:100%;background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:12px;color:var(--text);min-height:48px}.table{width:100%;border-collapse:collapse;table-layout:auto}.table-card{padding:0;overflow:hidden}.table-card .table{margin:0}.card-table-block{padding:20px 0 0;overflow:hidden}.card-table-block .card-section-title{margin:0 20px 16px;font-size:1rem;font-weight:600;letter-spacing:-.01em;color:var(--text)}.card-table-block .table-scroll{border-top:1px solid var(--border)}.card-table-block .table td:first-child,.card-table-block .table th:first-child{padding-left:20px}.card-table-block .table td:last-child,.card-table-block .table th:last-child{padding-right:20px}.card-section-header{display:flex;align-items:center;gap:16px;padding:0 20px;margin-bottom:12px}.card-section-header .card-section-title{margin:0;flex:1}.card-section-actions{display:flex;gap:8px}.btn-sm{padding:6px 12px;min-height:32px;font-size:13px}.history-note{display:block;margin-top:4px;color:var(--text-muted);font-size:13px;line-height:1.4;white-space:normal;word-break:break-word;overflow-wrap:anywhere}.modal-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.5);display:flex;align-items:center;justify-content:center;padding:20px;z-index:50}.modal-card{background:var(--surface-elevated);border:1px solid var(--border);border-radius:12px;padding:24px;width:min(440px,100%);display:flex;flex-direction:column}.modal-actions{display:flex;justify-content:flex-end;gap:8px;margin-top:20px}.adjust-kind-row{display:flex;gap:8px;margin-bottom:16px}.adjust-kind{flex:1;display:flex;align-items:center;gap:8px;padding:10px 12px;border:1px solid var(--border);border-radius:8px;cursor:pointer;user-select:none}.adjust-kind.is-active{border-color:var(--accent);background:rgba(201,162,39,.08)}.adjust-kind input{margin:0}.card-section-title{margin:0 0 12px;font-size:1rem;font-weight:600;letter-spacing:-.01em;color:var(--text)}.table td,.table th{text-align:left;padding:12px 16px;border-bottom:1px solid var(--border);vertical-align:top;word-break:break-word;overflow-wrap:anywhere}.cell-nowrap{white-space:nowrap}.cell-concept{min-width:220px}.cell-concept-title{display:block;line-height:1.4}.tabular-nums{font-variant-numeric:tabular-nums}.table tbody tr:last-child td{border-bottom:none}.chip-success{color:var(--success)}.chip-warning{color:var(--warning)}.chip-error{color:var(--error)}.admin-layout{display:flex;min-height:100vh}.admin-sidebar{width:240px;flex-shrink:0;background:var(--surface);border-right:1px solid var(--border);padding:24px 16px}.admin-brand,.admin-sidebar{display:flex;flex-direction:column}.admin-brand{gap:4px;margin-bottom:32px}.admin-brand-logo{display:block;width:128px;max-width:100%;height:auto}.admin-login-page{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:32px 24px}.admin-login-card{width:100%;max-width:420px;padding:40px 36px}.admin-login-logo{display:block;width:160px;max-width:100%;height:auto;margin-bottom:28px}.admin-login-card h1{margin:0 0 28px;font-size:1.375rem;font-weight:600}.admin-login-form{display:flex;flex-direction:column;gap:20px}.admin-login-form label{display:flex;flex-direction:column;gap:8px;font-size:14px;color:var(--text-muted)}.admin-brand span{color:var(--text-muted);font-size:13px}.admin-nav{display:flex;flex-direction:column;gap:4px;flex:1}.admin-nav a{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 12px;border-radius:8px;text-decoration:none;color:var(--text-muted)}.admin-nav-label{flex:1}.nav-badge{flex-shrink:0;min-width:22px;padding:2px 8px;border-radius:999px;background:var(--accent);color:var(--on-accent);font-size:12px;font-weight:700;text-align:center;line-height:1.4}.admin-notice{margin-bottom:20px;padding:14px 18px;border-radius:10px;border:1px solid rgba(201,162,39,.4);background:rgba(201,162,39,.1);color:var(--text);font-size:14px;line-height:1.5}.admin-notice strong{color:var(--accent)}.client-delete-zone{margin-top:56px;padding-top:24px;border-top:1px solid var(--border)}.btn-delete-subtle{background:none;border:none;padding:0;font-size:13px;font-weight:400;color:var(--text-muted);cursor:pointer;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(154,148,138,.5)}.btn-delete-subtle:hover:not(:disabled){color:var(--error);text-decoration-color:var(--error)}.btn-delete-subtle:disabled{opacity:.5;cursor:not-allowed}.admin-nav a.active,.admin-nav a:hover{background:var(--surface-elevated);color:var(--text)}.admin-logout{align-self:flex-start;margin-top:auto;padding:8px 0 0;background:none;border:none;font-size:13px;font-weight:400;color:var(--text-muted);cursor:pointer;text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(154,148,138,.45)}.admin-logout:hover{color:var(--text);text-decoration-color:rgba(245,242,235,.35)}.admin-main{flex:1;min-width:0;width:100%;padding:32px 40px 48px}.page-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}.page-header h1{margin:0}.page-hint{color:var(--text-muted);margin:0 0 20px;font-size:14px;line-height:1.5}.form-stack{gap:16px;max-width:none}.form-stack,.form-stack label{display:flex;flex-direction:column}.form-stack label{gap:8px}.search-row{display:flex;gap:12px;margin-bottom:20px}.error-text{color:var(--error)}.page-badge{font-size:13px;color:var(--accent);background:rgba(201,162,39,.12);padding:6px 12px;border-radius:999px}.receipt-list-flag{display:inline-block;margin-left:8px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.03em;color:var(--warning,#e6a817);background:rgba(230,168,23,.15);padding:2px 8px;border-radius:999px;vertical-align:middle}.validation-detail-amount-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.validation-partial-hint{margin-top:-8px;margin-bottom:12px}.stats-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-bottom:24px}.stats-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.stat-card{padding:20px;border-radius:12px;border:1px solid var(--border);background:var(--surface-elevated)}.stat-card-accent{border-color:rgba(201,162,39,.35)}.stat-card-success{border-color:rgba(61,155,110,.35)}.stat-card-warning{border-color:rgba(196,146,58,.35)}.stat-label{margin:0;font-size:13px;color:var(--text-muted)}.stat-value{margin:8px 0 4px;font-size:1.75rem;font-weight:700}.stat-hint{margin:0;font-size:12px;color:var(--text-muted)}.chart-card{margin-bottom:24px}.chart-title{margin:0 0 16px;font-size:1rem}.bar-chart{display:flex;height:20px;border-radius:999px;overflow:hidden;background:var(--surface);margin-bottom:16px}.bar-segment{min-width:4px;transition:width .3s ease}.bar-capital{background:var(--text-muted)}.bar-comision{background:var(--accent)}.chart-legend{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:16px 24px;font-size:14px}.legend-swatch{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:8px;vertical-align:-2px}.legend-capital{background:var(--text-muted)}.legend-comision{background:var(--accent)}.loan-preview{margin:0;padding:12px 14px;border-radius:8px;background:var(--surface);border:1px solid var(--border);font-size:14px;color:var(--text-muted)}.validation-layout{display:grid;grid-template-columns:minmax(240px,320px) 1fr;gap:24px;align-items:start}.validation-detail h2,.validation-queue h2{margin:0 0 16px;font-size:1rem}.receipt-list{list-style:none;padding:0;margin:0;gap:8px}.receipt-list,.receipt-list-item{display:flex;flex-direction:column}.receipt-list-item{width:100%;text-align:left;padding:12px 14px;border-radius:10px;border:1px solid var(--border);background:var(--surface);color:var(--text);cursor:pointer;gap:4px}.receipt-list-item.is-selected,.receipt-list-item:hover{border-color:var(--accent);background:rgba(201,162,39,.08)}.receipt-list-name{font-weight:600}.receipt-list-meta{color:var(--accent);font-size:14px}.receipt-list-date{font-size:12px;color:var(--text-muted)}.validation-detail-header{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:16px}.validation-detail-header h2{margin:0}.validation-detail-phone{margin:4px 0 0;color:var(--text-muted);font-size:14px}.validation-detail-amount{margin:0;font-size:1.25rem;font-weight:700;color:var(--accent);white-space:nowrap}.receipt-preview-wrap{margin-bottom:16px;border-radius:10px;overflow:hidden;border:1px solid var(--border);background:var(--bg);min-height:200px;display:flex;align-items:center;justify-content:center}.receipt-preview-image{display:block;max-width:100%;max-height:480px;width:auto;height:auto}.receipt-preview-frame{width:100%;min-height:420px;border:none;background:#fff}.receipt-preview-error,.receipt-preview-loading{padding:24px;color:var(--text-muted);text-align:center}.validation-meta{margin:0 0 12px;font-size:14px;color:var(--text-muted)}.validation-actions{margin:16px 0}.validation-reject-label{display:flex;flex-direction:column;gap:8px;margin-bottom:12px;font-size:14px}.empty-state{color:var(--text-muted);margin:0}@media (max-width:900px){.stats-grid,.stats-grid-3,.validation-layout{grid-template-columns:1fr}}.invite-card{margin-top:20px;padding:0;border:1px solid var(--border);border-radius:12px;overflow:hidden;background:var(--surface)}.invite-card-header{padding:16px 20px;border-bottom:1px solid var(--border);background:var(--surface-elevated)}.invite-card-eyebrow{margin:0;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--accent)}.invite-card-client{margin:4px 0 0;color:var(--text-muted);font-size:14px}.invite-code-block{display:flex;flex-direction:column;align-items:center;gap:12px;padding:28px 20px;text-align:center;border-bottom:1px solid var(--border)}.invite-code-label{font-size:13px;color:var(--text-muted)}.invite-code-value{font-size:2.5rem;font-weight:700;letter-spacing:.2em;color:var(--accent);font-family:ui-monospace,Cascadia Code,monospace}.invite-rows{list-style:none;margin:0;padding:0}.invite-row{display:flex;gap:12px;align-items:flex-start;justify-content:space-between;padding:16px 20px;border-bottom:1px solid var(--border)}.invite-row-text{flex:1;min-width:0;display:flex;flex-direction:column;gap:4px}.invite-row-label{font-weight:600;font-size:14px}.invite-row-hint{font-size:13px;color:var(--text-muted);line-height:1.4}.invite-row-value{margin-top:8px;padding:10px 12px;background:var(--bg);border-radius:8px;font-size:13px;word-break:break-all;color:var(--text)}.invite-row-value.mono{font-family:ui-monospace,Cascadia Code,monospace;font-size:12px}.invite-copy-btn{flex-shrink:0;min-height:40px;padding:8px 14px;font-size:14px}.invite-expiry{margin:0;padding:14px 20px;font-size:13px;color:var(--text-muted);text-align:center}.invite-expiry time{color:var(--text)}.invite-section .invite-card{max-width:none}.legal-page{max-width:720px;margin:0 auto;padding:48px 24px 80px;line-height:1.6}.legal-page h1{font-size:1.75rem;margin:0 0 8px}.legal-back{margin:0 0 24px;font-size:.9rem}.legal-updated{color:var(--text-muted);font-size:.9rem;margin:0 0 32px}.legal-page section{margin-bottom:28px}.legal-page h2{font-size:1.1rem;margin:0 0 10px;color:var(--accent)}.legal-page ul{margin:8px 0;padding-left:1.25rem}.legal-footer{margin-top:48px;padding-top:24px;border-top:1px solid var(--border);font-size:.9rem}.application-status-pill{display:inline-block;margin-left:8px;padding:2px 8px;border-radius:999px;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.04em;background:var(--surface);color:var(--text-muted)}.application-status-pill.pill-ok{color:var(--success)}.application-status-pill.pill-warn{color:var(--warning,#c9a227)}.application-status-pill.status-in_review,.application-status-pill.status-submitted{color:var(--accent);background:rgba(201,162,39,.12)}.application-status-pill.status-approved{color:var(--success);background:rgba(61,155,110,.14)}.application-status-pill.status-rejected{color:var(--error);background:rgba(196,92,92,.14)}.application-status-pill.status-draft{color:var(--text-muted)}.application-detail-grid{display:grid;grid-template-columns:minmax(280px,1fr) minmax(320px,1.4fr);gap:24px;align-items:start}@media (max-width:900px){.application-detail-grid{grid-template-columns:1fr}}.application-detail-side{display:flex;flex-direction:column;gap:24px}.guarantee-card{display:grid;grid-template-columns:120px 1fr;gap:16px;padding:16px 0;border-bottom:1px solid var(--border)}.guarantee-card .receipt-preview-image{max-height:120px;object-fit:cover;border-radius:8px}.guarantee-card .doc-thumb-guarantee{height:110px}.contract-frame{width:100%;min-height:360px;border:1px solid var(--border);border-radius:8px;background:#fff}.doc-preview-grid{display:flex;flex-direction:column;gap:20px}.doc-tile-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.doc-tile-wide{grid-column:1/-1}@media (max-width:560px){.doc-tile-grid{grid-template-columns:1fr}}.doc-label{font-size:13px;color:var(--text-muted);margin:0 0 8px}.doc-thumb{display:block;position:relative;width:100%;height:150px;padding:0;border:1px solid var(--border);border-radius:10px;background:var(--surface);overflow:hidden;cursor:pointer}.doc-thumb-img{width:100%;height:100%;object-fit:cover;display:block}.doc-thumb-zoom{position:absolute;right:8px;bottom:8px;font-size:11px;font-weight:600;letter-spacing:.03em;color:var(--text);background:rgba(12,11,10,.72);padding:4px 8px;border-radius:999px;opacity:0;transition:opacity .15s ease}.doc-thumb:hover .doc-thumb-zoom{opacity:1}.doc-thumb-video{cursor:default;background:#000}.doc-thumb-video video{width:100%;height:100%;object-fit:contain;display:block}.doc-thumb-loading{color:var(--text-muted);font-size:13px;cursor:default}.doc-thumb-file,.doc-thumb-loading{display:flex;align-items:center;justify-content:center}.doc-thumb-file{flex-direction:column;gap:6px;text-decoration:none;color:var(--text)}.doc-thumb-file-label{font-size:22px;font-weight:700;letter-spacing:.04em;color:var(--accent)}.doc-thumb-file-action{font-size:12px;color:var(--text-muted)}.signature-block{margin-bottom:16px}.doc-thumb-signature{height:110px;background:#fff}.doc-thumb-signature .doc-thumb-img{object-fit:contain;padding:8px}.lightbox-backdrop{position:fixed;inset:0;z-index:100;background:rgba(8,7,6,.88);display:flex;align-items:center;justify-content:center;padding:32px}.lightbox-image{max-width:92vw;max-height:88vh;object-fit:contain;border-radius:8px;box-shadow:0 24px 80px rgba(0,0,0,.6)}.lightbox-close{position:absolute;top:20px;right:24px;width:44px;height:44px;border-radius:999px;border:1px solid var(--border);background:var(--surface);color:var(--text);font-size:24px;line-height:1;cursor:pointer}.lightbox-close:hover{background:var(--surface-elevated)}.applications-empty .empty-title{font-size:1.25rem;margin:0 0 8px}.filter-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px}.chip{padding:6px 14px;border-radius:999px;border:1px solid var(--border);background:transparent;color:var(--text-muted);font-size:13px;cursor:pointer}.chip-active{border-color:var(--accent);color:var(--accent)}.detail-dl{display:grid;grid-template-columns:120px 1fr;gap:8px 16px;margin:0 0 24px;font-size:14px}.detail-dl dt{color:var(--text-muted)}.detail-actions{display:flex;gap:12px;margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}.table-link{color:var(--text);font-weight:600;text-decoration:none}.table-link:hover{color:var(--accent)}.btn-danger{background:transparent;color:var(--error);border:1px solid rgba(196,92,92,.5);border-radius:8px;padding:12px 20px;min-height:48px;font-weight:600;cursor:pointer}.btn-danger:hover:not(:disabled){background:rgba(196,92,92,.12)}.btn-danger:disabled{opacity:.5;cursor:not-allowed}.application-credit-figure{font-size:1.75rem;font-weight:600;letter-spacing:-.02em;margin:0 0 4px}.application-credit-meta{color:var(--text-muted);font-size:13px;margin:0 0 20px}.application-section-note{color:var(--text-muted);font-size:13px;margin:-4px 0 16px}.guarantee-list{display:flex;flex-direction:column}.guarantee-card:last-child{border-bottom:none;padding-bottom:0}.guarantee-card strong{display:block;margin-bottom:2px}.guarantee-card p{margin:0 0 4px;font-size:14px;color:var(--text-muted)}.aval-resend{margin-top:4px}.modal-hint{color:var(--text-muted);font-size:14px;line-height:1.5;margin:0 0 20px}.public-layout{min-height:100dvh;display:flex;flex-direction:column;background:var(--bg)}.public-header{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;border-bottom:1px solid var(--border)}.public-header a{color:var(--text-muted);font-size:14px;text-decoration:none}.public-main{flex:1;max-width:960px;margin:0 auto;padding:48px 24px 80px;width:100%}.public-hero h1{font-size:clamp(2rem,5vw,3rem);line-height:1.1;margin:0 0 16px;max-width:14ch}.public-hero p{color:var(--text-muted);font-size:1.1rem;max-width:42ch;margin:0 0 32px}.public-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;margin-top:48px}.public-step{padding-top:8px;border-top:1px solid var(--border)}.public-step strong{display:block;color:var(--accent);font-size:13px;margin-bottom:8px}.public-footer{padding:24px;text-align:center;font-size:13px;color:var(--text-muted);border-top:1px solid var(--border)}.public-footer a{color:var(--text-muted);margin:0 8px}.aval-page{max-width:720px;margin:0 auto;padding:32px 20px 64px}.signature-pad-wrap{border:1px solid var(--border);border-radius:8px;background:#fff;margin:16px 0}.signature-canvas{display:block;width:100%;height:160px;touch-action:none;cursor:crosshair}.signature-actions{display:flex;gap:12px;margin-top:12px}.contract-article{background:var(--surface);border:1px solid var(--border);border-radius:8px;padding:20px;max-height:400px;overflow-y:auto;font-size:14px;line-height:1.6;margin-bottom:20px}